Privacy Policy/Terms and Conditions

EARNIUM – PRIVACY POLICY

Effective Date: 1st July 2025

1. Introduction

Earnium (“we,” “our,” “us”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your data when you access our website, mobile application, or related services (collectively, the “Platform”).

By using Earnium, you consent to the practices described in this Privacy Policy.


2. Information We Collect

We may collect the following information when you use the Platform:

A. Personal Information

  • Full name

  • Email address

  • Phone number

  • Date of birth

  • Payment details (for withdrawals and subscriptions)

  • Identity verification documents (if required)

B. Non-Personal Information

  • IP address

  • Device information

  • Browser type and version

  • Usage statistics and analytics


3. How We Use Your Information

We process your information for:

  • Account creation and management

  • Facilitating task assignments and payments

  • Referral tracking and bonus calculations

  • Communication and customer support

  • Security and fraud prevention

  • Compliance with legal obligations


4. Data Sharing & Disclosure

We do not sell your personal data. We may share your information with:

  • Service providers (payment processors, hosting providers, analytics tools)

  • Legal authorities if required by law

  • Business partners for platform operations


5. Data Retention

We retain personal data only for as long as necessary to provide services, fulfill legal obligations, or resolve disputes.


6. Your Rights

Under applicable laws, you may:

  • Access and request a copy of your data

  • Request corrections or deletions

  • Withdraw consent for data processing

  • File a complaint with relevant data protection authorities


7. Security Measures

We implement encryption, secure servers, and regular security audits to protect your information.


8. Third-Party Links

Our Platform may contain links to third-party websites. We are not responsible for their privacy practices.


9. Changes to This Policy

We may update this Privacy Policy periodically. The latest version will always be available on the Platform.


10. Contact Us

Email: [support@earnium.net]
Phone: [+234 803 522 4651]


EARNIUM – TERMS & CONDITIONS

Effective Date: [Insert Date]


1. Agreement to Terms

By accessing or using Earnium, you agree to these Terms & Conditions. If you do not agree, do not use the Platform.


2. Eligibility

You must be at least 18 years old or have parental consent to use Earnium.


3. Account Registration

  • You must provide accurate and up-to-date information.

  • You are responsible for maintaining the confidentiality of your account login details.

  • Earnium reserves the right to suspend or terminate accounts violating our policies.


4. Services Provided

Earnium allows users to earn money by performing tasks, such as:

  • Watching videos

  • Following social media accounts

  • Dropping comments

  • Referring other users


5. Earnings & Withdrawals

  • Task payments and referral bonuses will be credited to your account balance.

  • Minimum withdrawal amounts apply.

  • Processing fees may be deducted from withdrawals.

  • Fraudulent or automated activities will result in forfeiture of earnings and possible account ban.


6. Membership & Subscriptions

  • Premium memberships may be required for higher earnings or access to exclusive tasks.

  • All fees are non-refundable unless required by law.


7. Prohibited Activities

You agree not to:

  • Use bots or automated tools to complete tasks

  • Provide false information

  • Engage in any illegal activity

  • Violate intellectual property rights


8. Intellectual Property

All content on Earnium, including logos, text, images, and software, is owned by or licensed to Earnium and protected by copyright and trademark laws.


9. Limitation of Liability

Earnium is not liable for:

  • Loss of data or earnings due to technical issues

  • Delays in payments caused by payment gateways

  • Any damages resulting from your use of the Platform


10. Termination

We may suspend or terminate your account if you violate these Terms or engage in fraudulent activities.


11. Governing Law

These Terms are governed by the laws of the Federal Republic of Nigeria and applicable international laws.


12. Changes to Terms

We may update these Terms at any time. Continued use of Earnium means you accept the updated Terms.